Budgetyam Privacy Policy

Effective Date: [Insert Date]

We respect your privacy. This Policy explains how we collect, use, and protect your information.

1. Information We Collect

• Personal details (name, email) when you create an account
• Payment details processed securely by Paystack (we do not store card info)
• Financial data you enter into the app
• Device and usage data for analytics and support

2. How We Use Information

• To provide and improve the Budgetyam service
• To process subscriptions and payments
• To communicate with you (e.g., updates, billing)
• To comply with legal obligations

3. Sharing of Information

We do not sell your data. We may share it only with trusted third-party providers (e.g., Paystack, Supabase) necessary to deliver the service.

4. Data Security

We use encryption and industry-standard security to protect your data.

5. Your Rights

You may access, update, or delete your data by contacting us at support@duniverse.co.za.

6. Retention

We retain your data for as long as your account is active or as needed to provide services.

7. Updates

We may update this policy from time to time. Updates will be posted here.